How Does The Best Mexican Auto Insurance Work?

There seems to be a lot of confusion about how the best Mexican auto insurance works. For example, some people think that every driver has to buy their own policy; that is not the case. Others think that this type of coverage is purely optional, which is not true, either. While it’s technically “optional,” in the sense that no one will force you to buy it, it is essential if you want to stay safe and out of jail while you are in Mexico. If you are confused about how this type of coverage works, the following information is sure to clear things up for you.

One Car, One Policy

In the vast majority of cases, Mexican travel insurance coverage covers one vehicle. The best Mexican auto insurance policies cover anyone who has a valid driver’s license and is over 21, and can operate the vehicle. There is no need to buy a separate policy for each driver. So-called driver’s license insurance policies are sometimes available. However, they don’t offer as much protection, and many insurance experts question their reliability. Besides, basic car insurance is very cheap. For one low price, car insurance can cover every driver adequately. Of course, you’re going to want to trade off driving duties, so this is a very convenient thing.

The best Mexican Auto Insurance isn’t Optional – or Shouldn’t Be

There is no actual law that explicitly says that every driver must have Mexican travel insurance. That doesn’t mean that you should go without it, though. The law states that every driver must be able to handle their financial responsibilities in the wake of an accident. If they held you responsible for an accident, you need to pay for the damages or injuries you have caused. Insurance is the single best way to do that. In Mexico, you are guilty until you are proven innocent, which is why the police may detain you after an accident.

Buy it and Go

There’s no reason to be confused about buying and using the best quality Mexican travel insurance. It’s safe! You can go online and buy a policy in a matter of minutes. After purchasing the car insurance, you can print it out and keep it with you while driving around in Mexico. All the while, it will protect you in case an accident occurs. Of course, the chances are that you won’t be involved in an accident at all. If you are, though, you will thank your lucky stars that you had the foresight to buy a high-quality policy before you headed south of the border.