Mexican Online Insurance Costs And Frequent Border Travel
Frequent may mean different things to different people as they visit Mexico during the year. However, if you view yourself as a frequent traveler across the border, then you may want to take a bit of time to do the math with your Mexican online insurance. A Mexico insurance quote can be adjusted so that you can review the numbers for different liability limits, travel periods, and vehicles.
Short-Term or Long-Term – Finding the Best Value
The general rule of thumb is that if you will spend at least 21 days in Mexico, you may save money with a long-term choice in Mexican online insurance. However, don’t assume that this is a firm rule. You may benefit from a long-term policy based on the type of coverage and the frequency and length of your trips. Divide the long-term rate by the short term rate, and your result will indicate how many short-term purchases of that type it would take to equal the cost of the long-term policy.
If you take frequent one-day trips with liability-only coverage, you may find that a long-term policy with comparable liability-limits would equate to between 10 and 15 individual policies. If your travel into Mexico is as frequent as once per month, you may be better served with a long-term policy in this case. This also allows you to travel without stopping to buy and print a new policy, a helpful convenience if you like to be spontaneous in your leisure time.
If you have a trip of one-month or more planned, your quote should provide you with a comparison between your defined period and long-term Mexican online insurance costs. In some cases, the short-term Mexico insurance quote may be less than some long-term options, but the difference may be small enough to justify a long-term selection if you will travel to Mexico again during the year.
Provider Options Make a Difference in Costs
A Mexico insurance quote that provides a side-by-side comparison of rates for Mexican online insurance can be very helpful is costs are a concern. In addition to evaluating the most affordable policies, this allows you to compare benefits in case of accidents and other covered incidents.