Mexican Insurance Online – Driving Age and Other Limitations in Mexico
While your teenager might have a driving permit or license at home, you could run into trouble by allowing them to drive during your time in Mexico. It is helpful to be aware that the driving age in Mexico is typically 18. Although you could run into cases of Mexicans under this age operating their family vehicles, this does not give your teen license to follow suit. Additionally, this age is far below the minimum age for coverage with a Mexican insurance coverage online. Your Mexican auto insurance coverage is limited to drivers who are legally licensed and who are at least 21 years old.
Learn more about Mexican insurance online at Mexican Insurance Store.com
What happens if my teen driver wrecks?
Your main concern in any accident is your own damages and injuries as well as those suffered by another party. Even in a one-car accident involving your own vehicle, you could face obligations based on damage to the property of another. This could be particularly problematic if the property in question is owned by the government. In an extreme example, a police officer might point at minor damage to the pavement as being your responsibility. If a legal driver is operating the vehicle at the time of such an incident and carries appropriate Mexican auto insurance coverage, you would be covered. If an underage driver is operating the vehicle at the time of such an accident, your policy could be invalidated.
Road trip advice: Mexican insurance protection gives you toll road access, so secure Mexican auto insurance coverage before taking off!
Now that I have Mexican insurance, can I go off-driving with my teen?
While you might not break age laws if you are doing some practice driving in an off-road area, you would need to verify such issues with local authorities to be certain. Your more serious concern in such a case would be the impact of an accident on your Mexican auto insurance coverage if you wrecked in an off-road setting. Off-road activity could nullify your Mexican auto insurance coverage, leaving you without coverage to address issues such as towing, legal entanglements, and other consequences. It is important to review the terms of your policy to be sure that you operate in a manner that is compliant.