Mexican Insurance Quote Online – 3 Details to Consider
You may already realize that it is important to cover your vehicle when you drive in Mexico. However, there are several issues that can be overlooked if you simply take the first or cheapest option when you obtain a Mexican insurance quote online. As you consider Mexican car insurance coverage, details can make a huge difference in the outcome if you need to file a claim. Following are three issues to consider.
State Liability Requirements
Mexican car insurance coverage is required by law in Mexico, meaning that traveling without coverage could create serious legal issues if you have an accident. However, any inadequate Mexican insurance quote can be just as serious as not having coverage at all. Each state has unique benefit amounts in cases of fatal accidents affecting its citizens based on the average wages in the state. Some states have very low benefit amounts, but others can be quite high. You need to be aware of this as you select a liability amount with your Mexican insurance quote online. Verify that your coverage is consistent with the highest limits in states you will visit, especially on a multi-state trip.
Your Mexican insurance quote online includes additional benefits at no extra charge. However, the provider of the coverage may make a difference in how those extra benefits work out if you need to make use of them. For example, a medical evacuation situation that results in your need to tap into return transportation benefits for others in your party could be limited to only a small number of travelers. If you are traveling in a large passenger van, you need to opt for coverage that will allow for all parties in your vehicle to travel home. Although the upfront cost may be a little more for such coverage, the savings in case of an incident can be significant. Similarly, your Mexican car insurance coverage should include leeway in the liability limit to allow for bail and legal help beyond the costs you might face in a fatal accident.
Future Travel to Mexico
If you anticipate extended travel on this trip or further trips in the future, you may want to adjust your Mexican insurance quote online to accommodate additional travel. If you don’t expect to make further trips, a short-term policy is more appropriate.