Guide to Mexican insurance Online Needs and Information for the New Year
As 2015 draws to a close, you may be planning for vacations, service activities, or business trips that will take you south of the border in 2016. Driving in Mexico requires that you have reliable Mexican insurance online so that you meet the nation’s legal requirements for travel. Your normal automotive policy is not sufficient and won’t be recognized for accidents in Mexico. In fact, most domestic policies indicate that they are not valid for driving in Mexico. However, Mexico auto insurance is readily available online at affordable rates.
Is Mexican insurance online expensive?
Pricing for Mexico auto insurance can vary based on numerous factors. These include issues such as the duration of the policy, the value of your vehicle, the level of coverage needed, and whether you choose comprehensive or liability-only coverage. Although vehicles with very low values may not be eligible for comprehensive Mexican insurance online, this is typically the advisable choice for most travelers. This will cover your personal losses in case of a serious accident that totals or severely damages your vehicle. It will also cover at a minimum the total theft of your vehicle. You may want to expand your Mexico auto insurance to include partial theft and vandalism as well.
If your travel plans are limited to a short period of less than three weeks for then entire year, then a short-term policy is sufficient, which also means that your costs will be low. If your plans involve more than three weeks of travel across the border, then a six-month or one-year policy would be a better value. Make your decision based on the expected timing of your trips. There is no need for a full year of coverage if your travel will not extend beyond a six-month period. However, a full year of Mexico auto insurance is ideal for the individual who plans to return frequently.
Pro Tip: Mexican insurance online is required to drive on the toll roads, so buy Mexico auto insurance ahead of time!
You can select Mexican insurance online well in advance of your travel date. You also have the ability to adjust your policy if your plans and dates change or if your coverage needs increase or decrease.