Border Travel and Mexican Online Insurance Cost In August 2021
Frequent may mean different things to different people as they visit Mexico during the year. However, if you view yourself as a frequent traveler across the border, then you may want to take a bit of time to do the math with your Mexican online insurance. A Mexico insurance quote can be adjusted so that you can review the numbers for different liability limits, travel periods, and vehicles.
Short-Term or Long-Term – Finding the Best Value
The general rule of thumb is that if you will spend at least 21 days in Mexico, you may save money with a long-term choice in Mexican online insurance. However, don’t assume that this is a firm rule. You may benefit from a long-term policy based on the type of coverage and the frequency and length of your trips. Divide the long-term rate by the short term rate, and your result will indicate how many short-term purchases of that type it would take to equal the cost of the long-term policy.
If you take frequent one-day trips with liability-only coverage, you may find that a long-term policy with comparable liability-limits would equate to between 10 and 15 individual policies. If your travel into Mexico is as frequent as once per month, you may be better served with a long-term policy in this case. This also allows you to travel without stopping to buy and print a new policy, a helpful convenience if you like to be spontaneous in your leisure time.
If you have a trip of one-month or more planned, your quote should provide you with a comparison between your defined period and long-term Mexican online insurance costs. In some cases, the short-term Mexico insurance quote may be less than some long-term options, but the difference may be small enough to justify a long-term selection if you will travel to Mexico again during the year.
Provider Options Make a Difference in Costs
A Mexico insurance quote that provides a side-by-side comparison of rates for Mexican online insurance can be very helpful is costs are a concern. In addition to evaluating the most affordable policies, this allows you to compare benefits in case of accidents and other covered incidents.