Do All Americans Need Mexican Car Insurance?

For some reason, there’s a persistent rumor out there that people who live in states that border Mexico don’t have to worry about purchasing Mexican car insurance. Don’t believe the hype. In reality, every single U.S. and Canadian citizen has to buy Mexican auto insurance in order to stay safe and drive legally south of the border. There are no exceptions to this requirement, and you should never get fooled into believing that you can do without it. Fortunately, Mexico car insurance at is quite affordable. Learn more about why you need Mexican car insurance below.

It’s the Law

Mexican auto insurance is the easiest way to obey the law while driving in Mexico. Technically, the law does not state that you have to have Mexico car insurance in order to drive legally. It does state that you have to be able to prove your ability to pay for any damages or injuries that you cause during an accident. In the immediate aftermath of an accident, there’s no way to calculate how much those costs will be. As a result, the simplest and clearest way to prove that you can pay for your financial obligations is by showing the cops a copy of your Mexican car insurance policy.

More than a Slap on the Wrist

Back in the U.S. and Canada, being caught driving without auto insurance will generally result in a ticket and a small fine. In some cases, the fine will be waived if you can show proof that you were technically insured at the time. In Mexico, being caught without Mexican auto insurance can land you in jail. The cops have no choice either; if they show up at the scene of an accident in which you were involved and you can’t give them proof of Mexico car insurance, they’ll have to detain you.

Avoiding Trouble is Easy

There’s no need at all to expose yourself to the risk of being put in jail while you’re down in Mexico. It’s easy to buy Mexican car insurance, and you don’t have to spend a boatload of money on it either. Within a few minutes, you can buya quality policy on the Internet. When your purchase is complete, you’ll be able to print out a copy or two as well. Don’t kid yourself – always buy Mexican auto insurance.

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1 Comment. Leave new

  • Pearl Headley
    July 18, 2014 5:11 pm

    Mexico is a different environment altogether in so far as law and insurance matters are concerned. What would prompt you a warning and/or a small fine in US could land you in jail in Mexico. Insurance in Mexico is mandatory for all those who drive on its roads.

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