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Best Mexican Insurance Coverage And Rates!
Toll Free 1-888-800-9988 from the US or Canada
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Mexico Car Insurance FAQs, Mexican Car Insurance Accident Information
Q: What kinds of things do I need to produce in the event of an accident in Mexico?
A: When traveling, you should always be prepared for the worst-case scenario. For that reason, you should always have everything with you that you'd need in the event of a car accident; that includes:.
Mexican Auto Insurance - Your U.S. or Canadian car insurance policy isn't valid in Mexico. Make sure that you buy a quality policy before embarking on your trip..
Valid Driver's Licence - Never head over to Mexico without a valid driver's license that includes a clear photograph of you.
Title/Registration - Make sure that your title and registration are in your glove box before leaving. They have to be in your name, too.
Passport - Up until 2009, a birth certificate and photo ID were all you needed in order to get into Mexico. Now, though, you must have a valid passport on your person at all times.
Permission Note - If you are still paying off a car loan, you will need to have a note of permission from the bank or lien holder; (NOT NEEDED IN BAJA) the note will authorize you to take the vehicle out of the country.
Credit Card - You should have a major credit card in your name available..
Vehicle Permit - Anyone who is planning on traveling outside of the border zone must purchase and display a vehicle permit at all times while driving in Mexico..
Affidavit of Vehicle Return - When entering Mexico, you must sign an affidavit promising that you bring your vehicle back into the U.S. (NOT NEEDED IN BAJA) You also have to make a deposit, which is refunded after you return home.
Out of all of these items, a valid Mexico car insurance policy could save you the most grief in the event of an accident.
All claims must be reported in Mexico to your insurer's adjustor/claims service center BEFORE you leave the country. Failing to do so subjects the claim to denial by the insurer.
Additional notes:
A driving accident can become a costly and bureaucratic nightmare if you do not have the proper documentation. You should carry the following documents with you.
1. Mexican Auto Insurance Policy: You must have insurance for Mexico issued by a company recognized by the Mexican government. In addition to the policy, you should have premium payment receipt, accident instructions, and contact information for your provider. All Mexican Insurance Store's policies meet these requirements.
2. Valid Driver's License: The license should have your photo.
3. Vehicle Title or Registration Receipt: The title or registration should be in your name or the policy should identify the owner by name and the principal driver.
4. Proof of Citizenship: Drivers License, Birth certificate, passport, or notarized proof of citizenship. (Must have passport in 2009)
5. Permission Letter From Bank or Lien Holder: If you do not own the title on the car, and you will be traveling beyond the border zone, (Approx. 70 miles from the border) you must have a letter of permission from the bank or lien holder for financed cars, rental cars, leased cars, or company cars (on company stationary).
6. Credit Card: A credit card, such as Visa, MasterCard, or American Express, in your name.
7. Vehicle Permit: If traveling beyond the border zone, you must obtain a temporary import permit, and display it on your windshield while in Mexico.
8. Affidavit of Vehicle Return to the Untied States: You must sign an affidavit promising to return your vehicle back to the United States, and pay a refundable deposit.
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