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Mexican Auto Insurance Car Rental, Mexican Car Insurance Rental Coverage Information

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Q: Can I buy a Mexican car insurance policy for my rental car?

A: Absolutely. There are, of course, exceptions and other things that you need to know first. First, the car must be rented in the United States or Canada – it cannot have Mexican plates. Second, you must get permission from the car rental company to take the vehicle out of the country. Once you’ve taken care of those two steps, you should be clear to give us a call at (888) 800-9988 to obtain your Mexican insurance.

If you absolutely must rent a car in Mexico, there’s one possible way to protect yourself. You could rent the vehicle using a credit card that covers partial damages to rental cars. Before going this route, though, make sure to call up the credit card company to ask what the deductible will be. The last thing that you need is to get stuck with an exorbitant deductible that you can’t even pay.

Make sure to be very clear when you call the credit card company about rental car coverage. You should be absolutely positive that your credit card will protect you. Otherwise, you can end up in a world of trouble south of the border.

Another thing to keep in mind is that you should only need liability insurance. If you have to pay for full coverage, you’ll practically double the price that you pay to rent a car in Mexico. By far, the simplest way to go is to rent a car in the U.S. or Canada and drive it down. That way, you can buy comprehensive Mexican car insurance and won’t have to worry about jumping through all of these aggravating hoops.

Once your US rental reservation is made & you know the make & model of the car you are renting:
  • Additional Notes: Call 1-888-800-9988 and order your policy by telephone and we'll be happy to fax or email a policy to you. When renting from the US, you must have permission from the Car Rental Company to enter Mexico.
  • All rental vehicles must be US or Canadian plated as vehicles with Mexico Plated are prohibited.

    Mexico Auto Insurance Policies offered on the internet are designed for US and Canadian tourists driving their own vehicles with United States or Canada License plates, NOT mexico plated vhicles. Mexico plated vehicles can not be covered. We can offer a partial solution however. Our suggestion would be to charge the rental with a Credit card that covers the physical damage to rental vehicles. Ask up front what the Deductible is.

    Our experience is that benefit departments working for credit card companies are sometimes not really sure what you are asking, so make sure to ascertain what is covered and what you are responsible for before you use this technique.

    Most of the premium is developed from the physical damage portion of any Mexico Car Insurance policy, so you should be able to save two-thirds of the premium that a full coverage policy would generate , especially if the rental car is worth more than $25,000.

    We suggest you then pay for Liability only. You should pay around $10 per day for $100,000 Liability Limits. Otherwise Full Coverage in Mexico is $30.00 plus per day. (as much as the actual auto rental) If you believe this info was helpful please feel free to post a review on TRUSTLINK for our Better Business Bureau account.

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