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31. Iíve noticed that some type of car insurance is included when I pay my tolls on Mexican toll roads. Why do I need Mexican car insurance policy, then?


There are a couple of good reasons why toll road insurance is not adequate. First of all, the car insurance coverage that is provided when you pay your tolls only works for damages to the road and/or your vehicle that are caused by the road itself. If you are in an accident that has nothing to do with the toll road itself, you will not be able to file a claim through the toll road insurance. The only benefit that toll road insurance provides is protecting you in case you somehow damage the toll road. This type of insurance cannot work as a substitute for a quality Mexican car Insurance policy.

The other reason that toll road insurance isnít a good replacement for a Mexican car insurance policy is because it goes out of effect as soon as you leave the toll road. While toll roads are popular in Mexico, youíre not going to be on them even 75% of the time. Every time you exit a toll road, the toll road insurance quits protecting you. Thereís no two ways about it: You need to purchase a first-rate Mexican car insurance policy. The coverage that is provided when you pay your tolls doesnít really protect you from serious trouble.

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