If you are planning on getting Mexican insurance policy at Mexican Insurance Store for your trip to Mexico, you’re already ahead of the game. You definitely need Mexico car insurance whenever you drive south of the border. When buying it online, you’ll be asked whether you’d like liability-only coverage or full coverage. There’s no doubt about it: full-coverage Mexican automobile insurance is the way to go. While you technically only need liability coverage, you will be selling yourself short by getting it. Learn the top reasons why a full coverage Mexican insurance policy is superior below.
What About Your Vehicle?
There’s a huge drawback to liability-only Mexican automobile insurance: It doesn’t cover damages to your vehicle. If your car gets all smashed up in an accident while you’re in Mexico, you will have to pay to fix it yourself. The other driver’s damages and injuries will be covered, but everything else will be on you. It doesn’t make sense to get liability-only Mexico car insurance; both cars are sure to get damaged. Do you want to drive back home in a smashed car? If not, you need to get a full coverage Mexican insurance policy.
It’s Not a Lot More Expensive
Some people claim that full coverage is just too expensive and decide to take their chances with liability-only insurance instead. In reality, full coverage isn’t that much more expensive. When you consider how much money it can save you, you’re sure to agree that it’s well worth the higher price. Don’t fall into the trap of believing that it’s not affordable. You need to consider the big picture when buying a Mexican insurance policy, and you need to be prepared for the worse-case scenario. Will you be able to pay for damages to your car out of your pocket? If not, full coverage is crucial.
The Smart Financial Move
A part of being a responsible person is planning for unpleasant things. Pretending that accidents don’t happen is not realistic. The odds are that you won’t be involved in an accident while you’re in Mexico. If you are, however, you aren’t going to want to fork over hundreds or thousands of bucks to have your car fixed. If it’s disabled, you may have no choice. Be realistic. Always buy full-coverage Mexican automobile insurance before you head south of the border.
When you drive in Mexico do you usually get A Full-Coverage Mexican Insurance Policy?