When buying a Mexican auto insurance policy at Mexican Insurance Store.com, the last thing you should do is rush. You may be in a hurry to hit the road, but you don’t want to end up with a policy that’s low in quality. One way to speed things up is by purchasing car insurance for Mexico online. Even if you do, you should still take your time and consider your various options. Make sure that the Mexican insurance policy you buy will protect you thoroughly in the event of an accident. You don’t want to end up owing a ton of money later. That’s why good quality Mexican auto insurance policy is so important.
How Long will You Need It?
The first thing you need to decide when buying a Mexican insurance policy is how long you’ll actually need it. Like most people, you probably have specific dates in mind. If you’ll be south of the border for less than a week, daily coverage will work. If you’ll be there for a week or two, take a look at the weekly car insurance for Mexico insurance options. There are also monthly, six-month and yearly Mexican auto insurance policies, so get quotes for them if you’ll be there for long stretches of time. You just don’t want your insurance to lapse while you’re still down there.
What Kind of Deductible Should You Get?
It’s way better to pay a deductible than it is to pay for an entire repair bill or medical bill. When shopping for a Mexican auto insurance policy, you’ll notice that some policies have fixed deductibles while others have variable deductibles. The majority of people opt for fixed deductibles, and you probably should too. With a fixed deductible, you’ll know how much you’ll owe ahead of time, so you won’t have to deal with any nasty surprises. Variable deductibles are only practical when your vehicle is older and low in value.
Is Liability Coverage Enough?
By law, you at least have to have a liability Mexican insurance policy. It’s cheaper than full coverage, but that’s about the only thing it has going for it. You’ll pay more for full coverage, but you’ll actually be protected. Liability-only coverage won’t help if your own vehicle is damaged, so you could end up owing a ton of money in the end. It’s totally worth it to pay a little more to get full coverage. If you end up needing to have repairs made, you won’t owe a small fortune. Just visit here for more details on liability.