You may not realize it, but comparing and reviewing Mexican Insurance Store policies is what savvy travelers do first; then they will find out that Mexico car insurance will not reimburse you for items that are taken out of your vehicle. Unfortunately, many people fail to read the details of the Mexican car insurance online policies that they buy. Like regular car insurance in the US and Canada, Mexican insurance auto liability policies do not protect the individual items that you may keep in your car. Therefore, its never a good idea to keep expensive or irreplaceable items in your car while youre in Mexico or traveling away from your home for that matter. Even if you have the best Mexican auto insurance around, youre going to need to protect your belongings while you drive around in Mexico. Otherwise, you could end up with a hefty bill on your hands.
Only Bring what You Absolutely Need
Its sometimes tempting to bring as many things with you as possible when traveling down to Mexico. Many people, for instance, cant bear to part with their laptops, iPads and other expensive electronic devices when heading south of the border. If you absolutely must bring such things with you though, never leave them in your car unattended. Assuming that your Mexico car insurance policy will protect them is foolhardy. The fact is that it will not. The best thing to do if you need to go around without your laptop is to lock it up in a hotel safe. Anything short of that puts it at risk of being stolen, and that will put a major damper on your vacation.
Check into Your Homeowners of Renters Insurance
In some cases, homeowners insurance policies may cover the theft of items from your car. Individual policies vary though, so check with your insurance provider. Just because Mexican auto insurance doesnt provide such coverage though doesnt mean that its useless. In fact, it is essential to have valid Mexico auto liability insurance whenever you drive in Mexico. It may not help you recover the theft of your expensive items, but it will keep you out of jail in the event of a fender bender or other accident. Never cross the border without it.
Unless youre going to be in Mexico for several weeks or months, theres no good reason to bring along a ton of things. If youre going to Mexico for a relaxing beach vacation, why bring your expensive laptop? Mexican insurance won’t help you if it is stolen, so you might as well just leave it at home. Besides, it will distract you from the main purpose of your trip: relaxing and having fun. Most hotels have computers in their lobbies; use them to keep in periodic touch with friends and family members back home. Keep the rest of your things at home so that you dont have to bite your nails throughout your trip. Keep your belongings safe while in Mexico!