Traveling while money is tight can be a tricky thing. On the one hand, you want to enjoy yourself and have a great time; on the other, you dont want to come home without a penny to your name. A great way to save money while getting away from it all for a while is driving down to Mexico.
A road trip to Mexico can be surprisingly inexpensive. The main thing that you have to check, assuming that you already have a passport, is Mexican insurance. Just as youre sure to shop around before making hotel reservations, youre probably going to want to look around for the lowest Mexican auto insurance rates. Fortunately, doing that is easy enough. Look below for a few prime tips and tricks for tracking down the most affordable Mexican car insurance. Remember too that its NOT just all about price (as it is in the US) as there are no standardized Mexican automoble policies and buying quality coverage really doesnt cost any more than unrated bar bone policies commonly sold by neighborhood retail generalists and the shacks offering policies at the border.
Stick with the Internet
Rule number one with buying Mexican auto insurance is simple: always buy it online. There are no two ways about it, if you wait until you are at the border, youre going to sell yourself short. Pricing is extremely competitive online, because people can easy compare different policies side by side. Furthermore, you save extra money by not wasting a ton of extra time at the border. The first thing you should do is to track down an online provider that you can trust. Ideally, they should also offer the lowest prices for the best coverage around.
Know what You Need
Before you comparison shop for Mexican insurance rates, you need to know what you need. In other words, you have to have a clear idea about the type of coverage that is right for you. Would you be better off with full coverage, or will liability only coverage fill the bill? Are you looking for a daily policy, or do you need to consider weekly or monthly coverage? These types of things will affect the kinds of rates that you will pay, so make sure to make decisions about these points before you begin shopping in earnest.
Make a List
Finally, you should jot down the going rates that are being offered by each insurance provider. You can do so the old fashioned way by using a notebook and a pen; alternatively, you could use a spreadsheet to make these comparisons. Request quotes from the top providers that you find. Mark the prices on your list. When you have everything laid out in front of you, it will be a lot easier to make your final decision. By the time your search is through, you should have located a Mexican car insurance policy that is cheap and effective. Mexican insurance and finding the lowest price!