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Mexican Auto Insurance - Dining Out in Mexico: Not Your Everyday Experience!

It’s true; Mexicans enjoy life. As such, they tend to live it at a slower pace than most people are used to. Different from the standard hustle-and-bustle of everyday American life, dining out in Mexico is a very leisurely activity. If you are the kind of person who expects to be finished with a full-service restaurant meal in twenty minutes or less; dining out in Mexico may provide you with limited options. Whether you are traveling from California, New Mexico, or Texas, another common sense measure is to remember to buy Mexican Insurancebefore you leave for Mexico, because US and Canadian Car insurance is invalid, making mexico auto insurance a vital part of your Mexico vacation. However, if you are looking to experience Mexican culture by meeting its people, tasting its food and enjoying its music; dining out in Mexico may be just for you. One of the differences between American and Mexican dining is meal times. Large meals are served each afternoon between 2:00 and 4:00. Adjust your activity schedule to accommodate your meal and avoid strenuous afternoon activities. Better yet, be like the locals and take a siesta after your big lunch. Unlike in America, many Mexican restaurants do not have separate smoking and non-smoking sections. If smoking bothers you, eat at a chain hotel or order your food to-go. This way you can eat in an open-air environment, without the worry of secondhand smoke. Alternatively, if there are restaurants offering both indoor and outdoor seating, examine both areas before making a selection and choose the one less congested. Ask for bottled water, canned soda or preserved alcohol your order. Additionally, if desiring ice, have it brought separately in a glass and examine it to ensure it has been machine-made. If you are unsure, skip the ice and drink the beverage directly from the chilled container (can or bottle). This will save you from consuming any unsanitary water or ice. Also remember to avoid any fresh fruit or vegetables with your meal. Unless the origin of water-based foods can be guaranteed, it is in your best interest to avoid them. When finished with your meal, let your server know. In Mexico, giving customers their meal checks is considered a sign of rudeness, as Mexicans feel diners should come and go as they please. Only when a customer requests a check will a server know a dining party is ready to leave. For more information visit: Mexican Insurance Rates or Mexican Auto Insurance San Diego. mexican insurance online, mexico car insurance, mexican insurance san diego, mexican auto insurance, mexican car insurance rates, driving in mexico

What to Do If You Get Into an Accident While Driving in Mexico

Auto accidents are considered both civil and criminal offenses in Mexico. Even if the accident is minor, you should be prepared to provide proper documentation to authorities, and you should report any insurance claims immediately, says Linden Gray. Failure to report a claim before leaving Mexico subjects the claim to denial by any insurer.

Must Have Documents

A driving accident can become a costly and bureaucratic nightmare if you do not have the proper documentation. You should carry the following documents with you.
  1. Mexican Auto Insurance Policy: You must have insurance for Mexico issued by a company recognized by the Mexican government. In addition to the policy, you should have premium payment receipt, accident instructions, and contact information for your provider. All Store's policies meet these requirements.
  2. Valid Driver's License: The license should have your photo and match the name on the title or registration of your vehicle.
  3. Vehicle Title or Registration Receipt: The title or registration should be in your name or the policy should identify the owner by name and the principal driver.
  4. Proof of Citizenship: Drivers License, Birth certificate, passport, or notarized proof of citizenship. (Must have passport in 2008)
  5. Permission Letter From Bank or Lien Holder: If you do not own the title on the car, and you will be traveling beyond the border zone, (Approx. 70 miles from the border) you must have a letter of permission from the bank or lien holder for financed cars, rental cars, leased cars, or company cars (on company stationary).
  6. Credit Card: A credit card, such as Visa, MasterCard, or American Express, in your name.
  7. Vehicle Permit: If traveling beyond the border zone, you must obtain a temporary import permit, and display it on your windshield while in Mexico.
  8. Affidavit of Vehicle Return to the Untied States: You must sign an affidavit promising to return your vehicle back to the United States, and pay a refundable deposit.

When An Accident Occurs

In an event of an accident be prepared to do the following:
  1. Do not move your vehicle until the police arrive.
  2. Contact your medical emergency assistance provider if necessary.
  3. Contact your insurance provider.
  4. Remain with your vehicle until the Adjuster arrives.
  5. Complete the Accident Report.
  6. Complete and sign a parts inventory form before having your car towed.
After The Accident

Following the accident, you will need to obtain the following documents for claims:
  1. Police Report: A Copy of the original report filed by the Authorities.
  2. Medical Report: Your insurer will provide a form that must be signed by a licensed physician who provided the medical services.
  3. Medical Invoices: Any invoice issued by the hospital, physicians, and pharmacy.

Finally, allow your insurance company to manage issues related to the accident. Do not reach any verbal agreements or sign any written agreements with the other party. Most importantly, do not assume liability in the accident. Your insurance company will guide you through the claims process, and will inform you of any liabilities, if any, that you have incurred.



About the Author
Linden Gray owner of the Store has been featured in numerous offline & online publications including RV Magazine, The Press Enterprise, PE.com, Google News, Yahoo News, Digg and Buzzle. Visit Mexico Insurance for motorcycles or Mexico Car Insurance for more information.

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